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How to rent a car in Moscow. Reporting a car accident online

How to rent a car in Moscow. Reporting a car accident online

13.09.2019
Since November, 1st, it will be possible to report a car accident with the help of a mobile app. Photo: https://moskvichmag.ru

Digital technologies are becoming a usual part of everyday life. Since November, 1st, it will be possible to report a car accident with the help of a mobile app. If you travel by a rented car or a personal vehicle and you are involved in a car accident with only two vehicles, you can report it online without calling the traffic police. But there are several details that you should know about reporting a car accident online.

The option has been called “Car Accident. Europrotocol”. The idea of reporting a car crash online belongs to Russian Association of Motor Insurers. It took a while to create a mobile app. The citizens of Moscow, Moscow Oblast and St.Petersburg are going to be the first to try the app. Then it will be introduced in other regions.

Reasons for reporting a car accident online

They are not numerous:

• only two vehicles can be involved in a car accident;

• people involved in a car accident do not have injuries;

• people involved in a car accident do not have any disagreements;

• people involved in a car accident have accounts on Public Services Portal of the Russian Federation;

• people involved in a car accident are the users of mobile app “Car accident. Europrotocol”.

Drivers can use the mobile app if the car accident is not serious and all the people involved can arrange the matter by themselves. The app should be activated with the help of the Public Services Portal. Drivers must also record the accident by themselves.

All the data received is going to be processed by the OSAGO system. The server is going to collect the information about the exact place, where the car accident took place, as well as the data about drivers’ insurance.

The system will inform the insurance companies about a car crash and present the exact data concerning the accident. Thus, the insurance companies won’t have reasons to complain about the infringed terms of notification. They use this as an excuse for the claim denial.

 Everything seems perfect at first sight. The procedure of reporting an accident is going to be easier. It may help to reduce the number of traffic jams because of the car accidents because in simple cases there will be no need in calling traffic police. However, there are some problems, which are obvious even now.

It will take some time to introduce the new system. All the drivers should have an access to the Public Services Portal. The procedure requires the verification of the user’s identity. The drivers intending to use the new app should think of it in advance.

There can be problems with insurance companies. For example, they may criticize the quality of the photos and videos made by the drivers in order to dismiss the damage claims.

It is highly likely that there may be problems with the mobile internet while using the app. The car accident should be reported in less than an hour. The drivers may fail to report the car crash in time so they will be forced to call the police.

Nevertheless, don’t be afraid and welcome the progress. The new system will be improved. Drive safely or you are going to be one of the pioneers of the new app.

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